by relatively few insurance companies. But regardless of who offers you a SV policy, read the contract before buying. I had a SV policy with Allstate and my agent could never find anything in writing about what it meant. It was listed as 'market or stated value' in my declarations. That would be OK with me if that meant 'whichever is greater', but I could never get those terms defined in writing. Went to Hagerty instead where stated value is part of the contract.